There is no compulsory home insurance in Italy.
But do not underestimate the value of insurance for your home, even if you live in it quite a bit. It is housing, which does not live permanently, the most exposed to the risks of damage. A small annual insurance premium will guarantee the property owner a barrier against possible unforeseen expenses.
Successfully concluded insurance policy will be able to compensate you for damage from a burst water pipe, a burnt pump or from theft. We recommend including civil liability risks in the insurance policy.
Of considerable importance in Italy is insurance against earthquakes.
Recently, the Italian government has contributed to a significant reduction in the tax premium for insuring real estate located in areas of high seismic activity. Nowadays, for some territories it is possible to add earthquake risk insurance to the general insurance policy for a symbolic price of 1 euro.